Excel Budgeting Template

Excel Budget Template

I have made a very easy-to-use budget spreadsheet in Excel to help in distributing a paycheck in three different categories using the 50, 30, 20 rule.

50% of the paycheck goes towards “Needs”

30% goes towards “Wants”


and 20% goes towards savings.

The template is fully customizable and you can add your own item and values.

The value for each of the items can be entered in the Needs column, Wants column, or the Savings Column.

Here is the demo on how to use this spreadsheet and the formulas that were used.

Excel Budget template

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